Ngao Credit Interests Rates Now As Low As 3.5% 

Ngao Credit Interests Rates Now As Low As 3.5% 

There are many reasons to take out a loan. Perhaps you’re temporarily out of cash and need quick capital for a business, an emergency or simply to upgrade your lifestyle. The challenge comes in the high-interest rates that one could incur.

Our mission as Ngao Credit is to partner, strengthen and improve the lives of all visionary Kenyans by offering unique, tailor-made financial solutions to enable them to achieve their life goals.

That’s why we’ve now introducing loans with interests as low as 3.5% on select products.

New Interests Rates

Starting in October, our Auto Logbook and Asset Finance products will have interests as low as 3.5%, with Terms and conditions applying.

In addition, upon approval, the loans will be disbursed to you in just 6 hours. We’ve also extended your repayment period to 20 months so you have more time for repayment.

Auto Logbook Loan

An auto logbook loan is offered when a borrower offers their automobile’s logbook as a form of security while securing a loan.

With the Ngao Credits’ Auto Log Book loans you can get up to 60% of the value of your car in 6 hours and at our lowered interest rates of as low as 3.5% Terms and Conditions Apply. All you need is your logbook because this will be used as security for your loan.

Get an auto logbook loan today in just 6 hours.

Asset Finance

We all want to drive our dream car.

However, if you are just short of the capital to get one, we offer Asset Financing that will give you a loan of up to 60% of the value of your car. With interests as low as 3.5%, you could drive away in your car in just 24 hours!

Get asset financing today!


Ngao Credit understands the importance of getting your financial needs sorted as quickly and efficiently as possible. Hence our constant innovation to give you great products at great pricing.

Want to know more about our new interest rates and how it can help ease cash flow? Call Ngao Credit now on 0709 650 000 or contact us for more details.

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