Loan Calculator

This is financing to purchase/ buy a personal/ private use vehicle, either brand new car or used cars.

We offer up to 70% financing for showroom and zero mileage cars and used cars from local or foreign dealers like Japan or UK.

We offer a loan amount of upto Ksh. 5,000,000 and a repayment period of up to 36 months.



  • Proforma invoice from the dealer ​
  • Original PIN and National ID​
  • Latest 12 months bank statements​
  • Comprehensive Insurance ​
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan

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