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Car Import finance is a financing solution that helps you to import your dream car/vehicle, from Japan or other overseas dealers.

All you need is a minimum deposit of 30%.

We facilitate the purchase of the vehicle, pay for import duty, and deliver your car in 60 days.

We offer financing of 70% of the total cost of the vehicle ( i.e., the total cost of importing the car, clearing, and paying duty)

We offer loans of Ksh. 100,000 up to Ksh. 4,000,000 and a flexible repayment period of 36 months.

Benefits of car import finance

  • Flexible repayment of up to 36 months
  • Minimum commitment of only 30%
  • Convenient – We do all the legwork to get you the best


  • Proforma invoice + Importation Documents
  • Original PIN and National ID​
  • Latest 6 months bank statements​
  • At least 30% deposit to facilitate the end- to end process ​ 
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan
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In need of a logbook loan contact us by filling this form .

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