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This is a short-term loan against one’s private motor vehicle. It is unique & tailor-made to offer a financial boost for SMEs or for customers looking to fulfil a contract.

Customers can borrow up to 60% of the value of the car between Ksh, 100,000 and Ksh. 5,000,000. Actual loan disbursed will be based on the make and value of the car as well as year of manufacture.

The loan is processed within 6 hours or less with a repayment period of 3 months.

This loan allows you to repay the principal amount after 3 months

  • Original Vehicle Logbook
  • Original PIN and ID
  • Latest 12 months bank statements
  • Comprehensive car insurance
  • Post-dated cheques
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan

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