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Inua Your Biashara

Did you know that about 75% of small businesses in Kenya need adequate and immediate financing to keep business running smoothly? We care about entrepreneurs and small business owners, that is why Ngao Credit strives to provide a quick and efficient way for you to keep your doors open.

Are you facing:

1) Limited cash flow?

2) Are bills and supply costs becoming too high?

3) Unforeseen expenses limiting your business?


Don’t worry Ngao Credit’s Jijenge Business Loan Is your quick way out and a path to a fully operational business.

If you own a car, your vehicle can be your wallet on wheels. Access quick logbook loans today!

Using your car as security borrow up to 60% of the value of your vehicle.

To support your biashara, Access convenient financing of KES 100,000 up to KES 5,000,000 today.


1)Minimal paperwork

2)Quick loan in 6 hours

3)Fast approval and disbursement

4)Get up to KES 5 million

5)Repay the principal in 3 months.



  • Original Vehicle Logbook
  • Original PIN and ID
  • Latest 12 months bank statements
  • Comprehensive car insurance
  • Post-dated cheques
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan
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In need of a logbook loan contact us by filling this form .

Do you have a car?