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This is a loan that allows customers to use NSE listed shares as a security.

The customer is able to borrow 60% of the market value of their shares between KES 10,000 and KES 5,000,000 which can be applied via the USSD *725#.

Loan processing is in 2 hours or less and a repayment period of 12 months

  • Active CDS Account​ 
  • Original National ID & PIN ​ 
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan

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