Loan Calculator

This is a loan against ones personal/ private motor vehicle.

Customers can borrow up to 60% of the value of the car between Ksh, 100,000 and Ksh. 5,000,000. Loan limit will be based on the make and value of the car as well as year of manufacture.

The loan processing time is 6 hours or less at 3.5% per month with a repayment period of 24 months.







  • Original Vehicle logbook, Original PIN and ID
  • Latest 12 months bank statements
  • Comprehensive Car Insurance
  • Post dated cheques
  • Comprehensive Insurance
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan
Request Callback

Request Callback

In need of a logbook loan contact us by filling this form .

Do you have a car?