Loan Calculator

This is a type of Logbook loan. It’s a top up that is borrowed and disbursed via the mobile phone (M-Pesa). This is taken by existing clients who have long-term loans they are servicing or have cleared their facility but we are still in possession of their security (Logbook).


  • Original Vehicle Logbook
  • Original PIN and ID
  • Latest 12 months bank statements
  • Comprehensive car insurance
  • Post-dated cheques
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan

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