Who We Are

Ngao Credit Limited is a non-deposit taking Microfinance institution founded with the main goal of providing financial services. We pride ourselves in providing unique and tailor-made financial solutions that satisfy our clients’ needs in the shortest time possible.

Our Services

Auto Logbook Loans

Ngao Credit offers quick loans against motor vehicles. You can borrow up to 60%..

Asset Finance

You have a chance to own your dream car by getting a car loan of up to 60% of the value..

Loan against shares

Ngao Credit allows you to secure a loan using your NSE listed shares. Get quick cash..

Masomo Boost

University or College, here’s an easy way to pay for that knowledge..

Jijenge Loan

We offer our existing clients tailor-made services that enables them to access quick cash..

Import Finance

Financing of up to 70% of CIF, Duty & Port Charges

General Inquiry

Checklist Requirements


Customer Care Number

+254 709 650 000

Support Email Address


Working Hours

Mon-Fri : 8am-5pm ; Sat: 8am-12pm