Ngao Credit Limited - We are a non-deposit taking Microfinance institution

Open to Possibilities

Making it Possible for You and Your Business

A Bank for the Underserved

Providing Financial Empowerment

Logbook Loan

You can get up to 60% of the value of the of your car in just 6 hours and a repayment period of up to 24 months.

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Jijenge Business Loan

Tailor-made financial boost for the SMEs. Enjoy peace of mind as you wait your payments to come through after supply and delivery of goods. Jijenge loan allows you to repay the principal amount after 3 months.

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Loan Against Shares

Let your shares work for you. Get up to 60% of the value of your shares in less than 2 hours. What’s more, you’ll still enjoy your dividends and repay the loan in 12 months

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Asset Finance

Drive off in your dream car in 6 hours. Our Asset Finance provides you with up to 70% financing and a repayment period of 36 months.

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Import Finance

Import your dream vehicle from either Japan, UK, or South Africa and we will provide 70% financing on the total cost of the vehicle and a 36-month repayment period.

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Insurance Premium Finance

Struggling to pay your insurance premiums? Our insurance financing allows you to in easy installments. We’ll give you 100% financing with a repayment period of up to 10 months.

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Trade Finance

Do you need money right away to help you service a tender or contract ? Our Structured Financing is the answer. We are helping SMEs unlock business opportunities through flexible and secure financing.

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Quick turn around time

Fast loan processing and disbursement

Excellent Customer Service

Endless Possibilities for You and Your Business

" Ngao Credit helped me import my dream car. "
Marjorie Wambui Customer, Import Finance
" Ngao Credit helped me get my business back on its feet. "
Chef Ken Customer, Logbook Loan
" Ngao Credit helped me achieve my retirement plan of becoming a farmer. "
Cyrus Methu Customer, Logbook Loan