Loan Calculator

Are you a supplier, tenderpreneur, or businessperson?


We have a special loan just for you.


 You only have to pay interest in the first two months and pay the premium in the 3rd month.

Access up to Kes 4 million and boost your biashara.

All You Need To Get Cash Is A Car Logbook.


 loan calculation:

If you borrow Kes 1 million.    with interest rate of 7.5%.   Interest = 75,000,     1st-month pay 75,000.   2nd-month pay 75,000 

Pay the Premium + interest in the 3rd month


Mkopo bila stress

business loan

Inua Your Biashara.

We provide quick financing to keep the business running. We care about entrepreneurs and small business owners, which is why Ngao Credit strives to provide a quick and efficient way for you to keep your doors open.

Are you facing:

1) Limited cash flow?

2) Are bills and supply costs becoming too high?

3) Unforeseen expenses limiting your business?

Our 90-day loan has got you covered  APPLY NOW

Why choose us:

1)Minimal paperwork

2)Quick loan in 6 hours

3)Fast approval and disbursement

4)Get up to KES 4 million

5)Repay the principal in 3 months.


  • Original Vehicle Logbook
  • Original PIN and ID
  • Latest 12 months bank statements
  • Comprehensive car insurance
  • Post-dated cheques
Frequently Asked Questions
  • " Ngao Credit helped me import my dream car. "

    Marjorie Wambui Customer, Import Finance
  • " Ngao Credit helped me get my business back on its feet. "

    Chef Ken Customer, Logbook Loan
  • " Ngao Credit helped me achieve my retirement plan of becoming a farmer. "

    Cyrus Methu Customer, Logbook Loan
Request Callback

Request Callback

In need of a logbook loan contact us by filling this form .

Do you have a car?